<html>Dear Homeowner,
<p>
You have been pre-approved for a $402,000 Home Loan at a 3.25% Fixed Rate.<p>
This offer is being extended to you unconditionally and your credit is in no way a factor.<p>
To take Advantage of this Limited Time opportunity all<br>
we ask is that you visit our Website and complete<br>
the 1 minute post Approval Form.<p>
<a href="http://fruition.quoteonly.com/?partid=aaks9">Enter Here</a><p>
Sincerely,<p>
ely adeniyi<br>
Morgan Associates
<a href="http://www.quoteonly.com/st.html">no tha.n.ks</a><p></html>